Sadik Muhammad
محاسبة / مالية
الخدمات المقدمة
A B O U T M E
an MBA-Finance & CPA
among globally renowned brands such as Suzuki (Japan), Index Furniture (Thailand) & METL (Tanzania)
Supervising & Monitoring
| Business Strategies , Development , Management | Financial Modelling & Accounting as per IFRS |
| Treasury & Credit Structure | Team Mobilization` |
| VAT –Excise Tax Corporate Tax- Tax Audit | Costing Techniques & Measures- |
| Audit / Internal Controls | Inventory Management |
| ERP & MIS Development | Labor & Corporate issues |
Dynamic team player with strong analytical & interpersonal skills to handle diverse business challenges.
الخبرة
CAREER EXPERIENCE
JULY 2021 – CURRENT | A.A Industries Plc - Ethiopia | |
C F O | (Textile + Garments) Manufacturer & Exporter |
M A J O R A C H I E V E M E N T S –
| 1-Supervised comprehensive tax audit from Large Taxpayers Office for 5 years, significantly revert excessive tax claims, protecting the company from potential penalties and reputational risks. | |
| 2- Enhance 20% B2C market. | 3- Reduced 75% insurance costs |
| 4- Optimize treasury management resulting 30% decline in markup . | 5- Restructured credit facilities for optimized financial operations |
August 2020 - June 2021 | Usman Global Trading (Exp.) KEPZ - Pakistan | |
MANAGER | Importer/exporter Karachi Export Processing Zone |
M A J O R A C H I E V E M E N T S -
• Develop & implement KPI’s for stores & accounts.
August 2017- May 2020 | Metro Steel – Tanzania | |
FINANCE MANAGER | Steel Re-rolling mills |
M A J O R A C H I E V E M E N T S –
• Reversing 90% tax penalties from tax audit deptt.
• Identifying store theft by implementing Internal audit KPI’s for group companies.
• Recovered & finalized $40k old fire claims
• Effective measures to reduce wastage & production cost.
July 2014 – Dec 2016 | AMP PVT LTD – Pakistan | |
Manager Accounts /Audit /Tax | Plastic packaging manufacturer |
M A J O R A C H I E V E M E N T
• Restructure batch costing method.
• Develop & implement store KPI’s.
| May 2013 - Mar 2014 | Mega Electronics (Tz) LTD - Tanzania | |
| Works & Cost Controller | AIRTEL (mega sole agent) for Lake region |
M A J O R A C H I E V E M E N T
• Develop & implement store & Cash collection KPI’s for 6 branches & head office
| Mar 2011 – Feb 2013 | STAR OIL (Tz) LTD - Tanzania (METL Group company) | |
| Project Accountant | FUEL import / storage / sale |
M A J O R A C H I E V E M E N T
• Reverted tax authority false claim of $ 650k.
• Develop & implement KPI’s for stores & accounts.
| FEB 2008---DEC 2010 | Index Pakistan PVT. LTD - Pakistan (Sole Agent) INDEX FURNITURE Thailand | |
| Manager Finance | Import & retail of Top luxury furniture brand – Mega showrooms in KHI & ISB |
M A J O R A C H I E V E M E N T S -
• Supervised interdepartmental implementation and modifications of ERP.
• Finalized audited accounts from 2006 to 2009 in collaboration with M/s Yusuf Adil (C.A. firm.)
• Developed & executed internal audit KPI’s to minimize & identify inventory damages loops.
• Reversed custom penalty through re-classification of item category.
• Identify and recovered cash theft from office bearer..
| JUN-2006-- FEB 2008 | Mustafa Industries - Pakistan | |
| Manager Finance | Terry Garments Manufacturer & Exporter |
M A J O R A C H I E V E M E N T S -
Re-structuring Cash Flow & Credit by Enhancement of land & building value
Long term credit restructuring for benefiting in long terms .
| MAR-1996--JUN-2006 | SUZUKI MOTORCYCLES P. LTD. (Subsidiary) SUZUKI M. CORP. JAPAN | |
| Asst Manager Finance | Manufacturer of Suzuki Brand Vehicles | |
| Operating 13 Installment sales centers + Dealers Network |
M A J O R A C H I E V E M E N T S -
• Effective implementation of ERP & KPI’s controlling 13 installment sales centers with average 30,000 installment customers with 30 monthly installments (collection, penalty, commission etc.)
• Assisted Japanese consultants with field study , market analysis & development of 13 4’S Suzuki showrooms result in sales/profit from B2B to B2C & received 3 appreciations letter.
• Innovatively reshaped cash cycle to minimize credit costs from 6 days to 3 days.
• Liaison with external auditor KPMG (CA firm.)
• Received 3 appreciation letters.
التعليم
QUALIFICATIONS__
| ACPA-PRO (UK) | M. NO. ACPA(PRO)/AP-R/2402-1514 |
| MBA- Finance | University of Sind with GPA 3.3 – (JAN 2000) |
| CA –Article.Per. | Hashmi & Co. Chartered Accountants – (1988-92) |
| B. Com | University of Karachi – (1987) |
SHORT COURSES
1-UAE TAXATION – ( Incorporation – Taxes – Fillings ) - 2024
2-Business Comm. & Report Writing" IBA-Karachi-(AUG-DEC1994)
3-Data Analyst : Instructo. LLC USA – Oct -2025
INTERNATIONAL SEMINARS/MEETINGS
1-2003-Participate World wide QC meeting at Suzuki Motor Corp. Head off., Japan.
2-2014- AIRTEL MEGA Dealers Seminar - Tanzania
محترفون من نفس قطاع محاسبة / مالية مثل Sadik Muhammad
محترفون من قطاعات مختلفة بالقرب من Baghdad, Al Rusafa
